# Send money globally for less

Move your money where it matters. Save up to 3x on international transfers and spend money worldwide, without any hidden fees.
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Rate guaranteed (76h)
You send exactly
Sending over 20,000 GBP or equivalent? We 'll discount our fee
Recipient gets
Paying with
PayID

- PayID fee
  0 AUD
- Our fee
  7.66 AUD

Total included fees (0.77%)
7.66 AUD

- You could save up to 75.13 AUD

Should arrive in 20 minutes

# Send money globally for less

Move your money where it matters. Save up to 3x on international transfers and spend money worldwide, without any hidden fees.
Login
Rate guaranteed (76h)
You send exactly
Sending over 20,000 GBP or equivalent? We 'll discount our fee
Recipient gets
Paying with
PayID

- PayID fee
  0 AUD
- Our fee
  7.66 AUD

Total included fees (0.77%)
7.66 AUD

- You could save up to 75.13 AUD

Should arrive in 20 minutes

#### Trusted by millions

Millions of customers globally move around 21 billion AUD each month

#### Regulated

Wise is regulated by the Australian Securities &Investments Commission in Australia

#### 24/7 customer support

Get help from thousands of specialists any time over email, phone and chat

## Do more with Wise in Australia

You can use Wise for much more than just sending money. Here is what 's available, based on where you live.

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- ### Receive money fast

  Get paid easily in other currencies with global account details.

- ### Save on spending abroad

  Pay and withdraw cash worldwide without any foreign transaction fees.

- 3.18% On AUD

  ### Earn returns

  Earn returns every working day, and spend them instantly. Capital at risk. 1

## Built for business too

Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 600,000 businesses thriving with Wise.

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## Disappoint thieves

Every month, millions of our personal and business customers trust us to move over 21 billion AUD of their money.

- Our dedicated fraud and security teams work to keep your money safe

- We use 2-factor authentication to protect your account

- We hold your money with established financial institutions

## Get paid in different currencies, fast

Request and receive money directly with Wise, and get paid easily with account details in top currencies. It 's even slicker when you sync your contacts.

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## The card that 's always got the right currency

Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.

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## Boost your balances

Start with a cent. Enjoy a 3.18% variable rate return on your AUD balance while you send and spend freely with Wise Interest. Capital at risk — growth not guaranteed.

Learn about Interest

## For people going places

"They make our life split between two continents possible. Transfers are simple and very, very fast."

Stuart on Trustpilot

"Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers."

Megan on Trustpilot

"I use Wise to pay a mortgage in a different country each month. Superb. That simple."

"The best money travel buddy! Wise makes finances easier to deal with instantly."

"Wise has been a lifesaver for me as a student in a foreign country."

## Meet money without borders

We 're building the best way to move and manage the world 's money. Min fees. Max ease. Full speed.

Learn about our mission

## Wise works nearly everywhere

Send money

- Send money to Canada
- Send money to Chile
- Send money to China

1. This general advice presented by Wise Australia Investments Pty Ltd (AFSL: 545411) has been prepared without taking into account your objectives, financial situation or needs. You should consider whether the product is appropriate for your financial circumstance and read the fund 's Product Disclosure Statement before making a decision on the advice.
   Investments can fluctuate, and your capital is at risk. Interest is not a deposit product and your capital is not protected under the Financial Claims Scheme. The Variable rate is based on the Yield to Maturity as of 6/3/2025 and is exclusive of Wise fees. Past performance does not guarantee future growth. Franklin Templeton is the issuer and fund manager of the Franklin Government Cash Fund.
   Interest is offered by Wise Australia Investments Pty Ltd ACN 659 961 083. Wise Australia Investments Pty Ltd holds an Australian Financial Services licence (AFSL) number 545411 issued by the Australian Securities &Investments Commission (ASIC). The currency account is provided by Wise Australia Pty Ltd (AFSL: 513764).
   Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you 're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website .